{"product_id":"the-one-page-financial-plan-9781591847557","title":"The One-Page Financial Plan: A Simple Way to Be Smart About Your Money","description":"\u003cp\u003eWhenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, \"Just tell me what to do.\"\u003c\/p\u003e\n\n\u003cp\u003eIt's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available. They don't just want good advice, they want the best advice--so rather than do the \"wrong thing,\" they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened.\u003c\/p\u003e\n\n\u003cp\u003eWhat they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can--but we're not going to obsess over getting them exactly right.\u003c\/p\u003e\n\n\u003cp\u003eThe fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you.\u003c\/p\u003e\n\n\u003cp\u003eBy now you may be wondering, \"What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?\" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them.\u003c\/p\u003e\n\n\u003cp\u003eThe most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were only budgeting for one. In other words: Life will happen.\u003c\/p\u003e\n\n\n\n\u003cp\u003eBut no matter what happens, this book will help you bridge the gap between where you are now and where you want to go.\u003c\/p\u003e","brand":"Penguin Putnam Inc","offers":[{"title":"Default Title","offer_id":42978701836454,"sku":"9781591847557","price":19.9,"currency_code":"MYR","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0443\/8471\/4918\/products\/9781591847557.jpg?v=1656108597","url":"https:\/\/bookxcess.myshopify.com\/products\/the-one-page-financial-plan-9781591847557","provider":"Staging Site ","version":"1.0","type":"link"}