{"product_id":"how-to-retire-with-enough-money-and-how-to-know-what-enough-is-9780761186137","title":"How To Retire With Enough Money","description":"\u003cp\u003eHere is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to \"get rid of your guy\"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.\u003c\/p\u003e","brand":"Workman Publishing","offers":[{"title":"Default Title","offer_id":42977807892646,"sku":"9780761186137","price":19.9,"currency_code":"MYR","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0443\/8471\/4918\/products\/9780761186137_1.jpg?v=1656104291","url":"https:\/\/bookxcess.myshopify.com\/products\/how-to-retire-with-enough-money-and-how-to-know-what-enough-is-9780761186137","provider":"Staging Site ","version":"1.0","type":"link"}